Bond funds had their worst calendar-year return in several decades in 2022. The broad market index was down 13% that year, while the S&P 500 was down 18%. People were disappointed that bonds didn’t hold up when stocks were down. They’re doubly disappointed that bonds still haven’t fully recovered from the losses in 2022 as of mid-November 2025, while stocks have not only recovered but are up nearly 50% since then. ...
Co-authored by Alice Sanchez, Co-Lead, Native American Network (NAN); Josh Hammonds, Co-Lead, Native American Network (NAN) ...
Our Winter rains showed up big time last Thursday. It rained all day so I rode indoors on my trainer. This was surprisingly relaxing because I treated at as a meditation, riding with my eyes closed, which is OK on a trainer. Since then the rain was on and off and I sneaked in outdoor rides as I could with my rain gear, which works fine if it’s only lightly raining. I try to avoid heavier rain as it can hurt get pelted in the face when you’re riding at a decent clip. ...
The debate over investing in the stock market vs mutual funds is quite common among investors. While both options offer the opportunity for long-term wealth creation, they’re not exactly the same. Some swear by shares, others advocate for mutual funds. Beginners see these differing opinions and often feel confused about where to start. ...
A new study finds that the bowhead whales produce loads of a protein that repairs the DNA in cells before they can become pre-cancerous. Danny Lawson/PA Images/Getty Images hide caption ...
Managing a gym isn't just about ensuring the weights are correctly racked or that classes start on time. It's a mix of handling memberships, scheduling personal training sessions, tracking payments, and keeping members engaged. ...
Understand the new gratuity rules under the Social Security Code 2020. Compare old vs new rules with eligibility, wage changes and PIB update dated 21 Feb 2025. ...
Las Vegas Grand Prix provisional grid
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For years, the early stages of B2B software evaluation followed a familiar pattern. ...
If you are a certified fitness, nutrition, or health coaching professional, you already know how valuable continuing education (CE) is to your success. It keeps your knowledge sharp, your skills relevant, and your confidence strong. Yet even for the most dedicated wellness professionals, staying on top of CE requirements can feel overwhelming. Between work, clients, and personal life, it’s easy to lose track of deadlines or feel unsure about which courses to take next. ...
On November 18, 2025, Gustav Klimt’s Portrait of Elisabeth Lederer sold for $236.4 million after a 20‑minute bidding war at Sotheby’s in New York. The six‑foot‑tall painting, created between 1914 and 1916, depicts Elisabeth Lederer, the daughter of one of Vienna’s wealthiest families, adorned in flowing garments inspired by East Asian design. The sale not only set a record for modern art but also underscored the enduring power of Klimt’s work in the global market. ...
2025 is not yet over but already, Gallagher Re’s Natural Catastrophe and Climate Report shows that in just the first half of the year, global insured losses have already hit $84 billion. At this pace, 2025 is set to mark the fifth straight year with insured losses exceeding $100 billion. All this exemplifies the fact that the frequency and intensity of climate-related events—floods, wildfires, earthquakes—have escalated dramatically to reach nearly unsustainable levels. Insurers are adjusting to this fundamental change in underlying risk and loss patterns and how it is impacting the products and services that they are bringing to market. ...
Sharing my 2025 holiday gift guide for the kids this year! We tend to stick to the purchasing strategy of: “ Something they want, something they need, something to wear, and something to read.” ...
This post is part of a series sponsored by Risk & Insurance Education Alliance. ...
There’s something so magical about pulling some warm cinnamon rolls from the oven on a chilly morning. These high protein cinnamon rolls are an easy way to get all the magic, without all of the sugar or junky ingredients. My kids love these and because they have no yeast, they’re ready in less than an hour! ...
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Recent Federal Trade Commission data shows consumers reported losing nearly $12.5 billion to identity fraud in 2024. This is an increase of over 25% from 2023. ...